What type of Auto Insurance covers vandalism and damage to a car?

What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked? Answer: Comprehensive coverage or FTC (Fire, Theft, Comprehensive) covers vandalisms, theft, fires and things of that nature. If your car (parked or otherwise) is struck by another, you would use your Collision coverage. [...]

What can you tell me about auto insurance deductibles?

My wife just got a new car and while registering it with our auto insurance company, I found out that we have 0 deductibles on both of our cars. Turns out we can save per 6-month policy if we raise it to a 00 deductible? Which is smarter to do? Answer: Deductibles are the portion [...]

In what ways does buying a car affect auto insurance premiums?

I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors? Answer: The car affects the premium. New cars are [...]

What companies offer instant online auto insurance proof?

**I don’t need quotes, I need printable proof of insurance** I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it? I don’t want to know about quotes or estimates or any silly site about comparing prices. I want to [...]

Why do Libs bring up auto insurance as a forced payment that we are ok with paying?

Let me ask you Libs something, if I don’t have a car, do I need to buy auto insurance? However, it seems that if I don’t use medicare and aren’t sick, you still want me to pay for it anyway whether I want to or not. Thanks a lot neo-totalitarians. Answer: I’m with ya brother. [...]

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks! Answer: Yes you insure the car and yourself as the driver and then can add drivers and more coverage [...]

How do I make an auto insurance claim for scratches through auto owners?

I bought a used car a few months ago that had a near flawless finish. Over the past few months it’s been scratched several times by my nephew on his bike. We’ve talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter [...]

What auto insurance companies are currently appointing in Florida?

I have been a licensed 2-20 Insurance Agent for a year now. I’m currently looking for auto insurance companies that are appointing in Florida. Any names and phone numbers of these companies would be a big help. Here are lists of companies that I’m currently writing business with: Bristol West Progressive Gainsco Seminoles I need [...]

What countries have gender equality for auto insurance rates?

I heard the European Union now makes it law for men and women to be charged the same auto insurance rates. (Finally, a gender equality policy that doesn’t give women more privileges than men!) The Supreme Court of Canada on the other hand forces men to pay more. Are there other parts of the world [...]

What is the best rated auto insurance in California and why?

I’m having trouble finding ratings by people regarding their auto/home insurance. I’m located in Southern California. I don’t mind paying a premium for better coverage. Answer: That’s because there aren’t any. There’s no one top “best” insurer, as “best” is in the eye of the beholder. To many people, it means cheapest.

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