How does auto insurance work when you “loan” your car to another?

I have been thinking of “loaning” my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let’s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself [...]

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks! Answer: Yes you insure the car and yourself as the driver and then can add drivers and more coverage [...]

Can an auto insurance company deny coverage for a person convicted of a non-driving related felony?

Time has been served; now being told that obtaining auto insurance will be difficult. Need transportation to work and continue life in new direction – vicious circle. What, if any, companies might be best to check? Answer: I don’t know what idiot told you insurance companies do not take money from felons, if that were [...]

How can I get my auto insurance to pay for medical treatment two years after accident?

I was treated right after the accident for whiplash. It’s in my medical records but then was unable to go to treatment for some time because of other problems but injury got worse now the chiropractor won’t work on me because he says the insurance company won’t usually pay after this time loss. Also the [...]

How does auto insurance work in this situation?

I currently have two cars, a Toyoya and a Galant. My auto insurance will be renewed starting Feburary 1st which is in in about 2 days. I really think I will sell both cars w/in the next few wks(Toyota has high mileage and the Galant uses alot of gas) for a more fuel efficient car [...]