what is the best way to be an auto insurance agent and get licensed?

I need a midllife career change. I want to get my auto insurance license and to be trained. What options do I have? Answer: I would call the large carriers, Allstate, State Farm, etc. They will hire a new agent and help you open an office if they think you have what it takes. You [...]

How does auto insurance work when you “loan” your car to another?

I have been thinking of “loaning” my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let’s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself [...]

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks! Answer: Yes you insure the car and yourself as the driver and then can add drivers and more coverage [...]

What auto insurance companies are currently appointing in Florida?

I have been a licensed 2-20 Insurance Agent for a year now. I’m currently looking for auto insurance companies that are appointing in Florida. Any names and phone numbers of these companies would be a big help. Here are lists of companies that I’m currently writing business with: Bristol West Progressive Gainsco Seminoles I need [...]

What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ?

What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don’t presently have an umbrella policy. Would like to know what I should be targeting. Thanks! Answer: Well, no one here knows you! I can tell you what [...]

Why would an auto insurance company request money back from the hospital?

In October I was in an auto accident that was not my fault, the responsible party didn’t have insurance but I did including personal injury. My daughter had minor neck injuries and I took her to the hospital. The charges were approved and paid. This week a bill collector called and said the insurance company [...]

When Changing auto insurance company, do they ask me to go through inspection on my vehicle?

I’m thinking about changing my auto insurance company soon. I’ll probably go to online to get a quote and the insurance. When I looked through all the questions they ask for the quote, I noticed that they ask if there are any damages on the vehicles. (There are few scratches here and there on my [...]

How many nonstandard auto insurance companies are doing business in the United States?

I am researching the nonstandard auto insurance sector and would like to understand how many carriers are underwriting policies in the United States. Answer: Well, the biggest nonstandard auto carrier, would be each state’s auto insurance program of last resort – that would be facility auto, assigned risk, it goes by lots of different names. [...]